Government Schemes for Women : The government launches various schemes every day. Many of these are designed with women in mind. Today we are going to talk about five such schemes through which you can easily avail the benefit of lakhs of rupees.
Any woman who is thinking of saving for her future can save lakhs of rupees by investing in any of the schemes mentioned below. These schemes are completely safe because they were all launched by the government. They will make women financially stronger.
Government Schemes for Women
The government has launched numerous schemes for women. We’re going to discuss five of the best. Your money is completely safe under these schemes, as they are all government-sponsored. In this blog, we discuss all the current women empowerment schemes in India.
Sukanya Samriddhi Yojana (SSY)
This scheme was launched by Prime Minister Narendra Modi. Investing in it can earn an annual return of 8.2%. This scheme was launched under the Beti Bachao Beti Padhao scheme. If you invest in it, you also get tax exemption under Income Tax Section 80C.
The best part about this scheme is that you can start with just ₹250. If you deposit money every month for 14 years, you can earn lakhs of rupees. Here are some key points of the SSY scheme:
The amount can be used for the girl child’s higher education, marriage, etc.
- The scheme is for 15 years.
- It can be extended up to 5 years at a time.
- Maximum annual investment – Rs. 1.50 lakhs
- Deduction for investment available u/s 80C (in the Old Tax Regime)
- Tax-Free Interest – 8.2% p.a. (much higher than FD)
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Subhadra Yojana
This scheme was launched specifically for women living in Odisha. Under this scheme, financial assistance is provided to women between the ages of 21 and 60. The objective of this scheme is to economically empower the women of Odisha, for this, financial assistance of Rs 50 thousand is being given to the women in five years.
Mahila Samman Savings Certificate
Women can invest their savings under the Mahila Samman Savings Certificate Scheme. This savings scheme offers women a 7.5% return. This scheme was launched in 2023 and is exclusively for women. All eligible women can register online.
Majhi Ladki Bahin Yojana
The Majhi Ladki Bahin Yojana was launched by the Maharashtra government. Under this scheme, women are provided with monthly financial assistance. Women between the ages of 21 and 65 can apply online under the scheme. Eligible women receive ₹1,500 per month, but only those who meet the eligibility criteria will receive this benefit.
Women Coir Scheme
The Mahila Coir Scheme provides skills training to women involved in the coconut industry. Under this scheme, women receive two months of training. In addition, women are provided a monthly allowance of ₹3,000. If women wish to set up their own coconut processing unit, the government also provides a 75% subsidy on their loan.
Beti bachao beti padhao yojana
Beti Bachao Beti Padhao was launched to address the declining girl child sex ratio and empower women. Under this scheme, women are provided with various forms of financial assistance. This scheme is being operated by the Ministry of Women and Child Development, Ministry of Health and Family Welfare and Ministry of Human Resources.
NSIGSE
The NCIGSE scheme has been launched for school-age girls. Under this scheme, financial assistance is provided to school-age girls. This scheme benefits girls from Scheduled Tribes and Scheduled Castes. Eligible girls can apply online and receive financial assistance of ₹3,000.
Free Silai Machine Yojana
This is the most popular scheme in the list of government schemes for women. Women interested in sewing and embroidery are being provided free sewing machines by the central government. The benefit of this scheme is being availed by women from economically weaker sections living in both rural and urban areas of the country.
There are many schemes that benefit exclusively women. All women in the country can benefit from these schemes. If you also want to benefit from these government-run schemes, you should be aware of them.
Frequently Asked Questions
What are the women empowerment schemes in India?
Women empowerment schemes in India are initiatives run by the government of India to provide benefits to women.
Are there any special provisions for women entrepreneurs?
Women Empowerment Schemes in India like Mudra loans, Mahila Udyam Nidhi Scheme, Women Entrepreneurship platform.
