Best Refer-and-Earn Apps: Nowadays, there are many easy ways to earn money online. Some of these methods allow you to make money quickly and effortlessly. Among them, ‘refer-and-earn’ programs stand out as an excellent option. Refer-and-earn apps offer a simple and fun way to earn, and the best part is that you can do it from anywhere.
Referral marketing is the best way to market any product or service. Influencers, news websites, and digital marketers are earning lakhs of rupees with the help of such programs.
There are many excellent ‘refer and earn’ apps in the market that allow you to earn money by referring friends or family members. Through these apps, you can receive rewards such as discounts, shopping vouchers, or even cash.
Affiliate marketing works much like a referral system, as users purchase products or services through your link. Let’s take a look at the best options and start earning today!
Best Refer and Earn Apps in India
Here, we have brought you the best ‘refer and earn’ apps. All these apps are completely safe and 100% legitimate; anyone can use them to earn money.
| Best Refer and earn app | Rewards |
|---|---|
| Upstox | Rs. 1200 |
| Zerodha | 300 Point |
| Cashkaro | Rs. 10000 |
| Grow | Rs. 100 |
| Cred | Rs. 1000 |
| 5Paisa | Rs. 500 |
| Meesho App | Rs. 2000 |
| Coin Switch | Rs. 200 |
| YSense Survey | Rs. 1000 |
EarnKaro

EarnKaro is an affiliate marketing app featuring over 150 listed stores. You can earn money here by referring products to others. The app allows you to share deals on various products with your friends via social media or groups. You earn a commission whenever someone makes a purchase using your link.
EarnKaro offers a ‘Refer and Earn’ program that allows you to easily earn money from the comfort of your home by simply sharing links. The best part is that it requires minimal effort and has become a fantastic way to earn money.
How to Refer and Earn on EarnKaro:
- “Go to “My Profile” and click on “Refer and Earn.”
- Copy your unique referral link from there.
- Share your referral link on social media platforms like Facebook, Telegram, and WhatsApp.
- You can also send it to your friends via email.
- When your friends sign up on EarnKaro using your referral link, you will receive 10% of their earnings forever.
Upstox – Earn upto Rs. 1200

Upstox is an online share trading platform and a “Refer and Earn” app used for investing in shares and mutual funds within Indian capital markets. Additionally, you can earn significant money through its referral program; to do this, you first need to open an account on Upstox, after which you can share your referral code.
Subsequently, whenever someone creates an account on Upstox via your link, Upstox credits a referral commission—which can range from ₹400 to ₹1,200. It is one of the best ‘refer and earn’ apps in India.
How do I start the Upstock referral program?
Earning money with Upstox is very easy; to do so, you need to follow the steps given below.
- Download the app.
- Create an account with accurate details.
- Go to the profile section.
- You will find a ‘Refer and Earn’ button there.
- You can also find information about the referral program there.
- Copy the link and share it with your friends.
Zerodha – Earn upto 300 reward point

Zerodha is a popular trading and investment platform; if you are a beginner, it is an excellent choice for you. Anyone can earn money by investing in the stock market through it. It is one of the easiest trading platforms in India. You can download the Zerodha app from the Play Store and open a Demat account with Zerodha.
After opening a Demat account with Zerodha, you can share your referral link with others. Whenever someone signs up using your link, you receive 300 reward points and 10% of the brokerage generated by that lead.
Cashkaro – Earn upto Rs. 10000

CashKaro is an online shopping and “refer-and-earn” app that gives you ₹50 for every sign-up. Additionally, you can earn up to ₹1,000 in cashback when you shop through the platform.
Additionally, if you refer someone, you receive 10% of their cashback. This means that if you refer the link to 20 people and each of them earns ₹1,000 in cashback, you get to keep ₹2,000 (calculated as 10% of 20 × ₹1,000). In this way, you can earn as much money as you like.
Grow – Earn upto Rs. 100

The Groww App is India’s fastest-growing platform and is rapidly gaining popularity among people. Here, in addition to investing in the stock market, you can also invest in mutual funds and SIPs.
Whenever someone signs up using your referral link, you receive a reward of Rs. 100. You can download this app from the Play Store.
Cred – Earn voucher upto Rs. 1000

Cred is an app that helps you manage your credit cards and keep track of all your transactions. You can also pay your credit card bills through it, earning ‘Cred points’ that can be used for online shopping. The app is completely free.
Additionally, if you refer this app to someone, you receive 10 Cred coins for each referral; once you have accumulated enough points, you can redeem them.
5Paisa – Earn upto Rs. 500

This is another stock brokerage firm in India that offers a paperless facility for opening a demat account and charges a flat brokerage fee. Additionally, you can purchase both direct and regular mutual funds through it. The app can be installed on both Android and iOS phones.
Its referral program is excellent; you can earn ₹500 for each referral and also earn up to 40% of the brokerage fees for a lifetime. Many investment experts recommend it.
How to Refer and Earn on 5Paisa
- Share your unique referral link with friends.
- Have your friend open an account using your referral link.
- You will receive a reward for the account opening.
- You can earn unlimited brokerage-sharing income whenever your friend trades.
Meesho App

Meesho is India’s number one reselling app, where you can earn a significant amount of money through referrals and by reselling products. You can earn up to ₹50,000 per month using this app, and the process is very simple and easy: you sell Meesho products to your customers and earn a commission.
Once you create an account on Meesho, you can refer your friends. The best part is that you can earn money by doing this alongside your daily activities.
How to refer and earn on Meesho:
- Open the Meesho app.
- Tap on the menu.
- Select “Refer & Earn”.
- Click on “Refer a Friend” and share the link with your friends.
CoinSwitch Kuber
This is one of the best cryptocurrency trading apps. You receive a ₹50 bonus upon signing up for the first time. It is among the most secure and reliable crypto trading apps, allowing you to trade in over 100 cryptocurrencies. Additionally, you earn ₹50 for every referral, which can be used to purchase crypto coins.
YSense Survey
If you want to earn money through online surveys, YSense is the best option for you. It also offers users the opportunity to earn money through referrals; you receive 20% of your friends’ referral earnings, which you can withdraw via PayPal or Amazon Gift Cards.
Signing up for this can earn you a commission ranging from $0.10 to $0.30. It is the best way to make money among “Refer and Earn” apps.
Conclusion
Here, we introduced you to the best “Refer and Earn” apps in India that allow you to genuinely earn money by referring your friends. The best part is that these apps are completely free to use, and you can operate them from anywhere. Many digital marketers and affiliate experts utilize such apps, so get started without delay.
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